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Obamacare

Q: I don’t like my current health insurance and want to switch. I’m being told I can’t right now. Why is that?   Melissa F. – Wilmington, DE

Under the Affordable Care Act, individuals must pay a tax if they do not have coverage that counts as "minimum essential coverage". This is called the "individual mandate", though the federal government calls it the "individual shared responsibility provision."

If you have what is called a "major medical" plan, you're all set – your coverage counts as minimum essential coverage, and as long as you kept that coverage in place for 9 consecutive months in 2014 you will not be liable for this new tax.

Last week, the Wall Street Journal reported on proposed legislation that would expand the range of health plans permitted under the Affordable Care Act. Specifically, the article discussed a bill--Senate Bill 1729--co-sponsored by Democrat senators Mark Begich of Alaska and Mark Warner of Virginia.

Q) "Is the government really making me buy health insurance? Can they do that?"
Todd P. – Lexington, KY

On January 10, 2014, President Barack Obama tweeted, "Six million Americans have gotten covered. Have you?" But, according to Wall Street Journal reporters Weaver and Mathews, recent studies are revealing that the real number of those who have signed up for healthcare on the government exchanges has been less than one million.

According to Reuters, New Year's Day will bring a fresh test for the healthcare overhaul, as hundreds of thousands of Americans begin to use the program's new medical coverage for the first time. For the nation's healthcare system, the stakes are huge in Wednesday's launch of the program known as Obamacare.

Which begs Reuters to ask the question "will the program work as advertised on January 1st, after a chaotic enrollment period in which problems with the HealthCare.gov website led to a series of deadline extensions?"

Pregnancy & The Affordable Care Act

Q: I recently found out I'm pregnant & expecting for the first time. Our Bundle of Joy is due this fall. Please clarify if my pregnancy will still be considered a pre-existing condition under the Affordable Care Act, or not at all? It's just all so confusing... Marcia L. – Philadelphia, PA

Confusion Persists as October 1 Approaches

Less than two weeks to go before the new government-created insurance “marketplaces” open, and here at iCan we are busy answering questions from people concerned about how the Affordable Care Act will affect them and their families.

Although college is an important investment in your future and your career potential, it can be difficult to finance. One of the most challenging decisions you might have to make as a college student is whether or not to purchase medical insurance. Thanks to our options for low income health insurance for college students, you no longer have to live without peace of mind and without coverage in the case of an emergency.

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Affordable health insurance with iCan

Welcome to the official iCan website, where our mission is to provide you with a wide variety of affordable health coverage options. We offer major medical plans that are fully compliant with the Affordable Care Act, supplemental insurance plans, non-insured benefit programs to help you lead a healthier life, and much more. Our goal is to help you find a plan that fits your budget. Our Licensed Agents will help you make a smart choice about your insurance coverage, and then help you get the most out of your benefits once you’ve made a selection.

iCan… specializing in health care cost containment solutions that help save YOU money!

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